With nearly three decades in the financial industry, Ray’s expertise spans various investment vehicles, including U.S. Treasury notes and bonds, municipal bonds, mortgage-backed securities CMOs, and corporate bonds. He believes in the importance of asset allocation based on a thorough risk/reward analysis for each client, diligently conducting due diligence to identify optimal investments.

As an independent investment advisor representative, Ray has the flexibility to source and compare a wide range of investments, with an aim to ensure his clients access the best opportunities in the country.

Ray’s passion for serving others extends beyond his professional life. He’s actively involved in his church and engages in youth sports. In his leisure time, he enjoys golf, fishing, and family cruises. With a commitment to client satisfaction and exceeding expectations, Ray measures his success by the positive impact he creates.

Ray holds FINRA series 63, 65, and 7 licenses and has been a valuable member of the King Capital Advisors team for over 15 years. He is not just a financial advisor and wealth manager but also a dedicated fixed income specialist.